10/04/2008

Benefits of Combining Policies With the Same Insurance Provider

There are three major insurances people should be covered with. Auto insurance is the most common insurance because people need it to abide by the law. Life insurance and health insurance are not required for daily living and most people cut expenses by cutting out these costs. This is not a good idea and should be avoided at all costs.

Insurance for life, health and automobile is very important. It is a must have. You might think you are saving money each month by choosing to not pay for medical insurance but if you get sick you will have to pay more money in the long run. If your illness puts you in the hospital the bills may be several years worth of what the insurance rates would have cost you. In the long run you will save more money by making a good decision for your health and your life by having all of the insurance coverage you need.

The best idea when you look for medical insurance quotes is to also get car insurance quotes and quotes on life insurance too. Paying for three different insurance policy will be expensive and is silly. There are plenty of companies who can meet your insurance needs on all of your policies. This means you will only have one bill to pay each month. You will have total convenience and you will be paying much less money. Many insurers offer discounts when you have multiple insurance plans through them too.

You can get all of the insurance you need in life when you combine your insurance with the same company. It is important to shop around and get all of the quotes you can. Medical Quote Finder is an excellent place to start for your quote needs for auto insurance, term life insurance, and medical insurance. You can have a quote in minutes for all of these plans. Chances are good you can find a company that will offer you all of your insurance needs on the same plan.

Frank-ly You Can Save Time and Money

Amongst the many challenges facing a small or medium-sized business is the logistical one of how to distribute packages and other items of mail in the most efficient and cost-effective manner.

Many businesses simply dispatch the most junior staff member to the local post office with various items of post, all of which needs to be weighed and stamped at the counter. But, that method can only be efficient up to a certain level of postage out. Once the number of items leaving the premises starts to grow, especially if they are all of varying sizes and weights then it simply becomes impractical as well as inefficient to cart them all to the post office.

The alternative is to handle all the business mail out internally. Some businesses will rely on a set of scales and the latest postage notices from the post office to calculate the postage cost depending on destination and weight.

But, there is a much more efficient method which many more enterprises are finding is saving them valuable time and a considerable amount of money - digital postage meters. They have built-in scales that allow the postage cost of the package to be accurately and instantly calculated, making the whole process of sending post much easier. At the touch of a button labels are printed bearing the correct postage cost based on the weight, destination and selected postage class of the item being sent.

Businesses have always been able to buy or rent franking machines, and present their businesses in a professional manner with expertly printed postage labels carrying their company logo; however digital postage meters add an extra dimension. Everything can be done on one machine, thus eliminating the need for a separate set of scales and therefore requires less space.

The time savings made by possessing a digital postage meter are also considerable; no more need for a staff member to visit the post office to buy stamps and then have to reconcile the purchase to petty cash. Instead, franking allows for the purchase of postage costs over your phone line and payment can be either as a pre-payment or payment in arrears. Best of all, discounts are available on franked postage, meaning that as well as being more convenient it will also be cheaper; in essence the more mail you send the more you'll save.

So, if you are a small business owner consider making better and more productive use of your junior staff's time by not sending them on trips to the post office, get them a digital postage meter instead!

Isla Campbell writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.

Business Marketing - The Top 10 "Game-Changers" to Boost Sales in Any Economy

Over deliver -- In a world filled with businesses who have a "whatever" attitude, if you deliver more than you promise you will stand out. Give a little unexpected bonus or gift with their purchase. You will attract loyal customers like teenagers to an iPod sale.
Increase customer service -- After purchase follow-up with your customer. Think of your customer service department as a marketing center. How many businesses even send a follow-up email or note to their new customers or check in with them? Do it. Your customers will love you for it. How do customers show their love? The buy, stay and refer other customers.
Move your marketing budget to measurable methods -- Online marketing can be laser targeted, trackable and provides more bang for your buck. The Direct Marketing Association reports email marketing returns $50.45 for every $1 spent. This means if you only have $100/month to market, you could see sales of $5,045 if you spend it on email marketing.
Re-contact previous customers -- Failure to follow-up with contacts and customers is the number two reason businesses fail. The average business loses 50% of their customer base every year. It costs 5 times more to sell to a new customer than an existing one.
Build relationships with your contacts and customers -- When someone contacts your business for information or makes a purchase -- be sure to keep in contact with them. Sign them up for your newsletter, collect their email address and continue to provide them with valuable information to position yourself as the one they talk about when they say "I got a great person for that".
Ask current customers for referrals -- You do not have to rely on organic referrals. Ask for referrals. Make it easy. Put a "forward to a friend" link on your website. Put up a sign all your customers see that says: "Know someone else who needs a great _________? Let them know about it and you both get a $50 Best Buy card when they become a customer." This is just an example, you can tweak it. The key is to make it so great your customers start thinking hard about all the people they could refer to get a bunch of those great gifts.
Joint venture with other businesses to create offers to customers no competitor can match -- What businesses could you team up with who offer products or services that complement yours? If you are a plumber or a home service business how great would your customer feel if you left a wrapped sample brownie from a local baker or a single flower and card from a local florist on the counter when you are done? You could arrange with one of these kind of local providers to get these free or at cost in exchange for leaving their card with the little gift. Might cost you $2 at most per customer. What might that generate in goodwill, future business and referrals?
Run a contest for customers and contacts -- You can run a contest to draw in customers. Use the joint venture idea above in #7 to get a bundle of prizes from other local merchants and create a win-win all the way around. Build the contest around your business. Own a small retail store or restaurant? Build the contest around your "solutions". Have your customers and contacts interact with what your products and services: a simple quiz about the products you offer, or a recipe contest to create a brand new desert you name after them.
Write articles to establish you as a expert in the solution your contacts care about -- Use your articles to distribute them on your website, the Internet and in your print newsletters. Over time you build up a reputation, and a bank of quality content you can reuse to create booklets and helpful tip sheets your customers refer to again and again (don't forget to put your business information on them!)
Give your marketing copy a makeover - Great copy increases sales, period. You cannot go wrong studying copywriting or hiring a professional copywriter.

How to Grow Your Ebusiness

Article marketing, or the process of distributing informative, keyword-rich articles to article directories is one of the most popular and cost-effective forms of website marketing. Although it takes so much time and effort (you need to produce several quality articles on a daily basis), it is still preferred by most marketers as it never fails to deliver great benefits that are crucial in growing one's ebusiness. Aside from establishing one's credibility, it can also be used to build numerous inbound links to improve search engine ranking.

Here's how you can energize your article marketing:

1. Do a keyword research. Choosing the best subjects for your articles is one crucial element of article marketing. You need to ensure that you'll be able to offer your readers with what they are looking for so they will be enticed to open and read your copies. Do a keyword research to easily figure out what these people need. A keyword suggestion tool will help you generate all the popular search terms within your chosen niche where you should based your article topics on.

2. Create an article summary. Most marketers take this element for granted. What they don't know is this is also being considered by online users when they are choosing the best articles to read. Ensure that your article summary is captivating and enticing. It must not only contain the gist of your content but it must also include a bait or a hook that can easily get your potential clients to read on.

3. Use effective titles. Using attention-grabbing and benefit-driven titles that can make a huge difference on your open rate. Let online users feel that your articles are informative and the best in the internet today so they will be compelled to spend their time reading your content.

4. Put your readers at ease. You cannot afford to alienate or bore your readers. Remember, you need to impress these people so you can easily convince them to click on your resource box. Use conversational tone, write simply, and use the language of your potential clients all the time.

5. Drive traffic to your squeeze page. One of the keys to grow your ebusiness and to increase your sales is to boost your opt-in list. Use your articles to entice more people to subscribe to make it easier for you to promote your products and services using email marketing and ezine publishing.

Do you want to learn more about how I do it? I have just completed my brand new guide to article writing success, 'Your Article Writing and Promotion Guide'

How to Share Your Expertise by Writing Articles

If you are not yet considered by your target market as an expert on your chosen niche, it's high time that you convince these people that you are the best solutions to their problems. You can do this by sharing your knowledge and a slice of your expertise by writing informative and relevant articles.

Here's how you can energize your article writing:

1. Define your audience. You'll never get your message through if you don't fully understand your readers. Before you even start writing, make sure that you have a clear idea about your audience. You must know their pressing issues, their preferences, their areas of interest or the things that they are most passionate about. By doing so, you can easily pick the information to include in your content and adjust the elements of your writing to better serve them.

2. Choose your topics wisely. If you are promoting your website and your products, you better write about topics that are closely related to them so you can attract those people who are most likely to buy from you. If you are selling diet supplements, any topic about weight gain and struggles about weight loss can grab the attention of your potential clients.

3. Use keywords. You'll stand great chances of connecting to your potential clients if you make your articles highly searchable online. You can easily do this by identifying and incorporating relevant keywords all throughout your content.

4. Keep your articles short. Your readers are most likely to have short attention span. Do not bore them by making sure that your articles will run a maximum of 500 words. Communicate your ideas in a point view fashion and don't use lengthy introductions and fillers.

5. Use conversational tone. Talk to your readers to make your articles sound more compelling and effective. Instead of using the third person, use "you" and "your" instead. You can also ask relevant questions every once in a while or insert appropriate humor when the situation calls for it.

6. Make your articles informative. Online users read articles for one good reason; they would like to be informed. So, make sure that your articles contain all the kinds of information and data that these people are looking for.

7. Proofread and edit. Be a responsible writer. Manually review, proofread, and edit your content before you post your articles online to easily give your potential clients great reading experience.

Do you want to learn more about how I do it? I have just completed my brand new guide to article writing success, 'Your Article Writing and Promotion Guide'

Download it free here: Secrets of Article Writing

Do you want to learn how to build a big online subscriber list fast? Click here: Secrets of List Building

Sean Mize is a full time internet marketer who has written over 9034 articles in print and 14 published ebooks